Miscellany – Memorial Day Weekend Edition

Life has been SO much fun for us lately, we’ve neglected ol’ Nelly here.  Seriously, we’re putting in landscaping and all the digging is being done by hand.  Combine that with evil travel for work and we have some very exhausted individuals.  Perhaps our BMI will improve…But, we’ll be back to regular posting next week with one caveat…we’ll post on Tuesday instead of Monday, since it is a holiday here in the US of A.

In other news…

Who’s LOVING bookface?  We mean facebook.  If you got in at $42 like a lot of schmuck’s did, you’re only down 24%.  If you got in at the IPO price, what’s a 16% loss?  Still, at a ~75 P/E today and EPS under a dollar/share, have at it.  And of course, let us spike the football and tell you we told you so.  Well, we sort of correct, we thought at least the institutional investors would have made some money.  But everyone who bet for FB, has lost.  Time will tell if you get to dance a jig in our face.  But for now, we shall gloat.

We’ve also figured out how to save over 20% on ALL purchases at home depot.  Remember, we’re doing landscaping, you didn’t think we’d get reemed by the man did you?  Before we give the big reveal, a few words are needed.  We’ve always maintained that we are not out to monetize this blüg.  And that is still true.  But, the links in the paragraph do benefit us.  If both people who actually read this blüg know about our little secret, we face additional competition for saving money.  So, if you like our blüg, or if you read it here first, we are appreciative if you use OUR links if you find what we are about to say is cool.  If you want to bust our balls about this, we can remove this paragraph and life can go back to normal.  So…how to save 20% off of everything at home depot or lowe’s.  First, we sign up at plastic jungle’s website. Then we cruise over to TopCashBack.com, sign up, type “plastic jungle” in the search box and click on the appropriate box to save 4.5%.  You can then peruse all the discounted gift cards at plastic jungle.  Home Depot and Lowe’s are discounted 7%.  So, if you make a $100 purchase, you only pay $93.  Of course, you paid $93 for $100 worth of spend, so you take off 4.5% of $93 you earned at TopCashBack.com.  This leaves you with ~$89, or over 11% savings just doing these two things.  If you have a good cash back credit card (and everyone who can keep their spending in check should), you make another 1% off of $93, bumping the savings up to 12%.  And, if you are smrt, you have found a 10% off coupon somewhere (Lowe’s and Home depot honor competitor’s coupons) or you are a Vet (thanks for your service) you ALWAYS save 10% off at both Lowe’s and Home Depot.  So your original purchase was $100, you effectively paid ~$79.52, or 20.5% savings.  A little work, but we’ll take it!

Vanguard has closed it’s high yield bond fund to new investors.  We’re not big fangürls of high yield funds, but it seems people are flocking to them.  This isn’t the first time Vanguard has closed its fund, so don’t worry, they’re just trying to smooth everything out for long term investors.

And NPR’s Planet Money is barking up the College Tuition tree.  We recently wrote low interest rates on student loans boost tuition price, but PM is saying going to college is like buying a car.

Have a safe weekend.  Tuttles.



2 Responses to “Miscellany – Memorial Day Weekend Edition”

  1. May 28, 2012 at 3:36 pm

    The only reason posts have been going up on my blog is because I have a huge backlog 🙂

    Hope you had a good weekend!

  2. 2 AverageJoe
    June 8, 2012 at 9:53 am

    Great tip on Home Depot. I’m about to do a ton of work on my rental property in the next month. You just saved me a bajillion dollars.

    I’ve always been a high yield fan, but you have to know the risks first and how these bonds don’t respond to the same pressure as higher grade offerings.

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